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RC · Current Report (Form 8-K) · Filed February 26, 2026

Ready Capital Corp — Current Report (Form 8-K)

Form
8-K
Filed
February 26, 2026
Period
Feb 26, 2026
Ticker
RC
Accession
0001628280-26-012348
Ready Capital Corp on Boardroom AlphaView on SEC EDGAR
Boardroom Alpha · Filing insights

Ready Capital reports Q4 2025 results and posts supplemental financial information.

About Ready Capital Corp
Market cap
$274M
1Y TSR
−55.8%
3Y TSR
−39.1%
Board grade
C-
Sector
Real Estate
CEO
Thomas E Capasse
Last annual meeting: Jul 17, 2026 · View full Ready Capital Corp profile →
rc-20260226

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549 
 
FORM 8-K
 

CURRENT REPORT
 
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): February 26, 2026
 
 

READY CAPITAL CORPORATION
(Exact name of registrant as specified in its charter)

Maryland001-3580890-0729143
(State or other jurisdiction(Commission File Number)(IRS Employer
of incorporation)Identification No.)

1251 Avenue of the Americas, 50th Floor
New York, NY 10020
(Address of principal executive offices)
(Zip Code)

Registrant's telephone number, including area code: (212) 257-4600
n/a
(Former name or former address, if changed since last report.) 
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
 
☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
 
☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
 
☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Securities registered pursuant to Section 12(b) of the Exchange Act:
Title of each classTrading Symbol(s)Name of each exchange on which registered
Common Stock, $0.0001 par value per shareRCNew York Stock Exchange
Preferred Stock, 6.25% Series C Cumulative Convertible, par value $0.0001 per shareRC PRCNew York Stock Exchange
Preferred Stock, 6.50% Series E Cumulative Redeemable, par value $0.0001 per shareRC PRENew York Stock Exchange
6.20% Senior Notes due 2026
RCB
New York Stock Exchange
9.00% Senior Notes due 2029
RCD
New York Stock Exchange



Item 2.02. Results of Operations and Financial Condition

On February 26, 2026, Ready Capital Corporation (the “Company”) issued an earnings release announcing the financial results for the quarter ended December 31, 2025. A copy of the earnings release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

On February 26, 2026, the Company posted supplemental financial information on the Investor Relations section of its website (www.readycapital.com). A copy of the supplemental financial information is furnished as Exhibit 99.2 hereto and incorporated herein by reference.

The information in Item 2.02 of this Current Report, including Exhibits 99.1 and 99.2, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section. The information in this Current Report shall not be incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, as amended, unless it is specifically incorporated by reference therein.

Item 9.01 Financial Statements and Exhibits
 
 (d) Exhibits 

Exhibit No. Description
  
99.1 
99.2
104Cover Page Interactive Data File (embedded within the Inline XBRL document).

  
 



SIGNATURES
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
 READY CAPITAL CORPORATION
   
   
 By:/s/ Andrew Ahlborn
  Name:  Andrew Ahlborn
  Title:   Chief Financial Officer

Date: February 26, 2026

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Frequently asked questions

When did Ready Capital Corp file this 8-K?
Ready Capital Corp (RC) filed this Current Report (Form 8-K) with the SEC on February 26, 2026. The accession number assigned by EDGAR is 0001628280-26-012348.
What does an 8-K disclose?
Form 8-K is the SEC's current-report form, used to disclose material events between periodic reports (10-K / 10-Q). Triggers include CEO/CFO departures, acquisitions, bankruptcies, earnings releases, auditor changes, changes in fiscal year, and amendments to corporate governance. Each 8-K is keyed to one or more Item numbers (1.01 through 9.01).
What is the key takeaway from this filing?
Ready Capital reports Q4 2025 results and posts supplemental financial information. This is Boardroom Alpha's one-line summary of the current report; see the full filing text above for the formal disclosure.
What Item codes does an 8-K cover?
An 8-K's Item codes (1.01 through 9.01) specify what kind of event is being disclosed — e.g. Item 1.01 for entering a material agreement, Item 5.02 for departure/election of directors and executive officers, Item 8.01 for other events. The Item codes for this 8-K appear in the filing text above.
Where can I find Ready Capital Corp's prior current reports on EDGAR?
The SEC EDGAR browser lists every 8-K Ready Capital Corp has filed under CIK 1527590, sortable by date. Use the "View on SEC EDGAR" link in the page header, or browse directly via https://www.sec.gov/cgi-bin/browse-edgar.
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