Choiceone Financial Services Inc

1. 1

   Election of Directors

   ManagementBoard: FOR

   Elect five director nominees (Keith D. Brophy; Michael J. Burke, Jr.; Bruce John Essex, Jr.; Steven T. Krause; Michelle M. Wendling) to serve three-year terms expiring in 2029.

2. 2

   Advisory Approval of Executive Compensation (Say-on-Pay

   ManagementBoard: FOR

   Non-binding, advisory vote to approve the compensation of the Company’s named executive officers as disclosed in the proxy statement.

   More detail

   This proposal asks shareholders to cast a non-binding advisory vote to approve the compensation of the Company’s named executive officers as disclosed in the proxy. Management seeks this annual approval to validate its compensation philosophy and practices—designed to attract, motivate, reward and retain senior management while aligning pay with long-term shareholder value through a mix of base salary, cash incentive awards and time- and performance-based equity awards. The Personnel and Benefits Committee, composed entirely of independent directors, oversees these programs and calibrated incentive opportunities using market comparisons and multi-year performance metrics (including five-year cumulative EPS goals for performance-based equity). Management frames the program as appropriately sized for the Company’s scale and competitive market for executive talent and contends the structure balances growth incentives without promoting excessive risk-taking. The board recommends a vote FOR, arguing that the compensation program supports long-term profitable growth, retention of leadership through change events (including change-in-control protections), and alignment with shareholder interests via equity-based awards that vest over multiple years. While advisory and non-binding, the board and compensation committee commit to reviewing shareholder feedback and the voting outcome when setting future pay practices. Material governance context includes independent committee oversight, the existence of clawback and anti-hedging/pledging policies, and disclosed severance and change-in-control provisions that may be relevant to shareholders evaluating risk and pay-for-performance alignment. Shareholders should weigh the program’s multi-year performance metrics and equity vesting schedules against recent company financial performance and realized executive pay disclosed in the proxy when deciding whether the overall compensation philosophy is justified.

3. 3

   Ratification of Selection of Independent Registered Public Accounting Firm

   ManagementBoard: FOR

   Ratify the Audit Committee’s selection of Plante & Moran, PLLC as the Company’s independent registered public accounting firm for the year ending December 31, 2026.

Upcoming shareholder meetings at Choiceone Financial Services Inc’s closest sector peers — compare boards, ballots, and ownership across the cohort.

When is the Choiceone Financial Services Inc 2026 annual meeting?

Choiceone Financial Services Inc (COFS) holds its 2026 annual shareholder meeting on Wednesday, May 20, 2026.

What is the record date for the Choiceone Financial Services Inc 2026 meeting?

The record date for the Choiceone Financial Services Inc 2026 meeting is Tuesday, March 31, 2026. Shareholders of record on or before that date are eligible to vote.

Who are the director nominees for Choiceone Financial Services Inc's 2026 meeting?

The board is presenting 1 director nominee at the Choiceone Financial Services Inc 2026 meeting, listed with their independence status and background.

What proposals will shareholders vote on at the Choiceone Financial Services Inc 2026 meeting?

Shareholders will vote on 3 proposals at the Choiceone Financial Services Inc 2026 meeting, each tagged with who proposed it and the board's recommendation.