Credit Acceptance Corp

1. 1

   Election of Directors

   ManagementBoard: FOR

   Election of six directors named in the proxy statement, each to serve until the 2027 annual meeting and until their successors are elected and qualified.

2. 2

   Advisory Vote to Approve Named Executive Officer Compensation

   ManagementBoard: FOR

   Non-binding, advisory 'say-on-pay' vote to approve the compensation of the named executive officers as disclosed in the Compensation Discussion and Analysis and related disclosure.

   More detail

   This advisory proposal asks shareholders to approve, on a non-binding basis, the Company’s executive compensation program as disclosed in the Compensation Discussion and Analysis, compensation tables, and related narrative. Management is seeking shareholder approval to confirm that its overall compensation philosophy—centered on long-term equity incentives (the 10-year RSU program), base salary, and occasional cash bonuses—aligns executive interests with long-term shareholder value and supports retention. Company-specific context includes a substantial CEO appointment RSU grant (140,000 RSUs with a grant-date fair value of $61,633,600) designed as a 10-year incentive, supplemental one-time signing and retention bonuses for certain executives, and a compensation program the Board describes as intended to foster long-term ownership. The vote is advisory and non-binding, but the Compensation Committee has committed to consider the outcome when setting future compensation. The Board explicitly recommends a vote FOR, arguing the program appropriately rewards performance and aligns interests; management also notes prior shareholder endorsement (97.6% approval at the 2025 say-on-pay vote). Potential investor concerns include the unusually large appointment equity grant and the disclosed CEO-to-median-employee pay ratio (641:1 for 2025), which may prompt scrutiny of pay levels and long-term incentive design. The proposal’s mechanics require a majority of votes cast for approval, and broker non-votes will not count toward the result for this advisory item. In evaluating the proposal, an analyst should weigh the Company’s rationale for long-duration RSUs as a retention and alignment tool against governance norms and shareholder expectations about pay quantum, vesting design, and responsiveness to prior voting outcomes; management’s stated willingness to consider vote results provides a conduit for shareholder influence despite the vote’s non-binding nature.

3. 3

   Ratification of Selection of Independent Registered Public Accounting Firm

   ManagementBoard: FOR

   Ratify the Audit Committee’s and Board’s selection of Grant Thornton LLP as the Company’s independent registered public accounting firm for 2026.

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When is the Credit Acceptance Corp 2026 annual meeting?

Credit Acceptance Corp (CACC) holds its 2026 annual shareholder meeting on Wednesday, June 10, 2026.

What is the record date for the Credit Acceptance Corp 2026 meeting?

The record date for the Credit Acceptance Corp 2026 meeting is Tuesday, April 14, 2026. Shareholders of record on or before that date are eligible to vote.

Who are the director nominees for Credit Acceptance Corp's 2026 meeting?

The board is presenting 6 director nominees at the Credit Acceptance Corp 2026 meeting, listed with their independence status and background.

What proposals will shareholders vote on at the Credit Acceptance Corp 2026 meeting?

Shareholders will vote on 3 proposals at the Credit Acceptance Corp 2026 meeting, each tagged with who proposed it and the board's recommendation.