UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): July 29, 2026
Pioneer Bancorp, Inc.
(Exact Name of Registrant as Specified in Charter)
| Maryland | 001-38991 | 83-4274253 | |||||
| (State or Other Jurisdiction) | | | (Commission File No.) | | (I.R.S. Employer | ||
| of Incorporation) | | | Identification No.) | ||||
| 652 Albany Shaker Road, Albany, New York | 12211 | ||||||
| | (Address of Principal Executive Offices) | | (Zip Code) | ||||
Registrant’s telephone number, including area code: (518) 730-3025
Not Applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
| ☐ | Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
| ☐ | Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
| ☐ | Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
| ☐ | Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
Securities registered pursuant to Section 12(b) of the Act:
| Title of each class | Trading Symbol(s) | Name of each exchange on which registered | ||
| Common Stock, par value $0.01 | PBFS | The Nasdaq Stock Market, LLC |
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 8.01 Other Events
On July 29, 2026, Pioneer Bancorp, Inc. (“Pioneer”), a leading financial institution in New York’s Capital Region, announced it has acquired The College Advisor of New York, a specialized firm that helps families navigate the college search and admissions process with personalized guidance, hands‑on support, and assistance identifying colleges that are the right academic, personal, and financial fit. Dr. Dean Skarlis, founder and president of The College Advisor of New York, will lead Pioneer’s newly launched College Advising Division as Vice President of College Advising, and his existing team of experienced coaches will continue delivering tailored college planning guidance to high school students and their parents by integrating the college selection process with financial strategy. Pioneer’s College Advising Division will offer families dedicated support through each step of the college planning journey, from identifying prospective schools, and developing a strong admissions strategy, to understanding the full financial picture, and ultimately choosing the best fit college.
A copy of the press release announcing the launch of Pioneer’s College Advising Division is included as exhibit 99.1 to this Current Report on Form 8-K.
Item 9.01 Financial Statements and Exhibits
| Exhibit No. | Description | |
| Press Release of Pioneer dated July 29, 2026 | ||
| 104 | Cover Page Interactive Data File (formatted as inline XBRL). |
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.
| PIONEER BANCORP, INC. | ||
| DATE: July 29, 2026 | By: | /s/ Patrick J. Hughes |
| Patrick J. Hughes | ||
| Executive Vice President and Chief Financial Officer | ||