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GABC · Current Report (Form 8-K) · Filed November 18, 2025

German American Bancorp Inc — Current Report (Form 8-K)

Form
8-K
Filed
November 18, 2025
Period
Nov 18, 2025
Ticker
GABC
Accession
0000714395-25-000057
Boardroom Alpha · Filing insights

German American Bancorp will redeem $40 million of Subordinated Notes due 2029 on 12/30/2025 at 100% principal plus accrued interest.

About German American Bancorp Inc
Market cap
$1.6B
1Y TSR
+16.6%
3Y TSR
+17.9%
Board grade
C
Sector
Financial Services
CEO
D Neil Dauby
Last annual meeting: Apr 27, 2026 · View full German American Bancorp Inc profile →
gabc-20251118

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
______________________

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
______________________

Date of Report (Date of earliest event reported): November 18, 2025    

GERMAN AMERICAN BANCORP, INC.
(Exact name of registrant as specified in its charter)

Indiana
(State or other jurisdiction of incorporation)

001-1587735-1547518
(Commission File Number)(IRS Employer Identification No.)
711 Main Street
Jasper,Indiana47546
(Address of principal executive offices)(Zip Code)
            
Registrant’s telephone number, including area code: (812) 482-1314

Not Applicable
(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 under the Securities Act (17 CFR 230.405) or Rule 12b-2 under the Exchange Act (17 CFR 240.12b-2).
Emerging growth company
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act
Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading Symbol(s)Name of each exchange
on which registered
Common Stock, no par valueGABCNasdaq Global Select Market



Item 8.01. Other Events.

On November 18, 2025, German American Bancorp, Inc. (the “Company”) caused notice to be given to holders of its 4.50% Fixed-to-Floating Rate Subordinated Notes due 2029 (the “Notes”), regarding the Company’s exercise of its option to redeem, in full, the issued and outstanding Notes, pursuant to Section 10.04 of the Indenture, dated as of June 25, 2019 (the “Indenture”), by and between the Company and U.S. Bank National Association, as trustee (the “Trustee”). The Company will redeem $40.0 million in aggregate principal amount of the issued and outstanding Notes on December 30, 2025 (the “Redemption Date”). The redemption price for the Notes equals 100% of the $40.0 million aggregate principal amount of the Notes being redeemed on the Redemption Date, plus the accrued and unpaid interest thereon, through, but excluding, the Redemption Date. A copy of the notice of redemption of the Notes is filed as Exhibit 99.1 hereto and is incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.
(d)Exhibits
Exhibit No.Description
Notice of Redemption of the German American Bancorp, Inc. 4.50% Fixed-to-Floating Rate Subordinated Notes due 2029.
104Cover Page Interactive Data File (embedded within the Inline XBRL document).



* * * * * *






SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


GERMAN AMERICAN BANCORP, INC.
Date: November 18, 2025
By:/s/ D. Neil Dauby
D. Neil Dauby, Chairman and Chief Executive Officer



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Reference

Frequently asked questions

When did German American Bancorp Inc file this 8-K?
German American Bancorp Inc (GABC) filed this Current Report (Form 8-K) with the SEC on November 18, 2025. The accession number assigned by EDGAR is 0000714395-25-000057.
What does an 8-K disclose?
Form 8-K is the SEC's current-report form, used to disclose material events between periodic reports (10-K / 10-Q). Triggers include CEO/CFO departures, acquisitions, bankruptcies, earnings releases, auditor changes, changes in fiscal year, and amendments to corporate governance. Each 8-K is keyed to one or more Item numbers (1.01 through 9.01).
What is the key takeaway from this filing?
German American Bancorp will redeem $40 million of Subordinated Notes due 2029 on 12/30/2025 at 100% principal plus accrued interest. This is Boardroom Alpha's one-line summary of the current report; see the full filing text above for the formal disclosure.
What Item codes does an 8-K cover?
An 8-K's Item codes (1.01 through 9.01) specify what kind of event is being disclosed — e.g. Item 1.01 for entering a material agreement, Item 5.02 for departure/election of directors and executive officers, Item 8.01 for other events. The Item codes for this 8-K appear in the filing text above.
Where can I find German American Bancorp Inc's prior current reports on EDGAR?
The SEC EDGAR browser lists every 8-K German American Bancorp Inc has filed under CIK 714395, sortable by date. Use the "View on SEC EDGAR" link in the page header, or browse directly via https://www.sec.gov/cgi-bin/browse-edgar.
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