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ECPG · Current Report (Form 8-K) · Filed August 19, 2026

Encore Capital Group Inc — Current Report (Form 8-K)

Form
8-K
Filed
August 19, 2026
Period
Aug 19, 2026
Ticker
ECPG
Accession
0001084961-26-000062
Boardroom Alpha · Filing insights

Encore Capital expands the board to nine and appoints Robert Beck as an independent director.

About Encore Capital Group Inc
Market cap
$2.1B
1Y TSR
+146.4%
3Y TSR
+26.7%
Board grade
B
Sector
Financial Services
CEO
Ashish Masih
Last annual meeting: Jun 12, 2026 · View full Encore Capital Group Inc profile →
ecpg-20260819

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
______________________
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
August 19, 2026
Date of report (Date of earliest event reported)
______________________
ENCORE CAPITAL GROUP, INC.
(Exact name of registrant as specified in its charter)
Delaware
000-26489
48-1090909
(State or other jurisdiction of incorporation)
(Commission File Number)
(IRS Employer Identification No.)
350 Camino de la Reina, Suite 100
San Diego, California 92108
(Address of principal executive offices)(Zip Code)
(877) 345-3002
(Registrant’s telephone number, including area code)
Not applicable
(Former name or former address, if changed since last report.)
_____________________
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading Symbol(s)Name of each exchange on which registered
Common Stock, $0.01 Par Value Per ShareECPGThe NASDAQ Stock Market LLC
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company  ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.    ☐



Item 5.02.    Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers
(d) On August 19, 2026, the Board of Directors (the “Board”) of Encore Capital Group, Inc. (the “Company”), upon recommendation from the Board’s Nominating and Corporate Governance Committee, increased the size of the Board from 8 directors to 9 directors and appointed Robert Beck as a director of the Company effective August 19, 2026. The Board has affirmatively determined that Mr. Beck qualifies as an independent director under the Nasdaq listing standards. Mr. Beck has been appointed to the Board’s Audit Committee and Risk Committee.
Mr. Beck will participate in the standard non-employee director compensation program previously approved by the Board.
There is no arrangement or understanding pursuant to which Mr. Beck was appointed as a director, and there are no related party transactions between the Company and Mr. Beck that would require disclosure under Item 404(a) of Regulation S-K.
A copy of the Company’s press release announcing the appointment of Mr. Beck to the Board is attached hereto as Exhibit 99.1 and is incorporated herein by reference.
Item 9.01.    Financial Statements and Exhibits.
Exhibit NumberDescription
Press Release
104
Cover Page Interactive Data File (embedded within the Inline XBRL document)



SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
ENCORE CAPITAL GROUP, INC.

Date:
August 19, 2026
/s/ Andrew Asch
Andrew Asch
Senior Vice President, General Counsel

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Reference

Frequently asked questions

When did Encore Capital Group Inc file this 8-K?
Encore Capital Group Inc (ECPG) filed this Current Report (Form 8-K) with the SEC on August 19, 2026. The accession number assigned by EDGAR is 0001084961-26-000062.
What does an 8-K disclose?
Form 8-K is the SEC's current-report form, used to disclose material events between periodic reports (10-K / 10-Q). Triggers include CEO/CFO departures, acquisitions, bankruptcies, earnings releases, auditor changes, changes in fiscal year, and amendments to corporate governance. Each 8-K is keyed to one or more Item numbers (1.01 through 9.01).
What is the key takeaway from this filing?
Encore Capital expands the board to nine and appoints Robert Beck as an independent director. This is Boardroom Alpha's one-line summary of the current report; see the full filing text above for the formal disclosure.
What Item codes does an 8-K cover?
An 8-K's Item codes (1.01 through 9.01) specify what kind of event is being disclosed — e.g. Item 1.01 for entering a material agreement, Item 5.02 for departure/election of directors and executive officers, Item 8.01 for other events. The Item codes for this 8-K appear in the filing text above.
Where can I find Encore Capital Group Inc's prior current reports on EDGAR?
The SEC EDGAR browser lists every 8-K Encore Capital Group Inc has filed under CIK 1084961, sortable by date. Use the "View on SEC EDGAR" link in the page header, or browse directly via https://www.sec.gov/cgi-bin/browse-edgar.
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