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10-K primary document
ECPG · Annual Report (Form 10-K) · Filed February 25, 2026

Encore Capital Group Inc10-K exhibit

ecpg-20251231ex21.htm
Document

Exhibit 21
Subsidiaries of Encore Capital Group, Inc.
As of December 31, 2025
NameJurisdiction of Incorporation or Formation
Asset Acceptance Capital LLCDelaware
Asset Acceptance, LLCDelaware
Atlantic Credit & Finance, Inc.Virginia
Cabot Credit Management Group LimitedUnited Kingdom
Cabot Credit Management LimitedUnited Kingdom
Cabot Financial (Europe) Limited United Kingdom
Cabot Financial (Ireland) LimitedIreland
Cabot Financial France S.A.S.France
Cabot Financial Spain SAUSpain
Cabot Financial (UK) LimitedUnited Kingdom
Cabot Financial Debt Recovery Services LimitedUnited Kingdom
Cabot Financial Holdings Group LimitedUnited Kingdom
Cabot Financial LimitedUnited Kingdom
Cabot Securitisation Europe LimitedIreland
Cabot Securitisation Topco LimitedUnited Kingdom
Cabot Securitisation UK Holdings LimitedUnited Kingdom
Cabot Securitisation UK LimitedUnited Kingdom
Cabot UK Holdco LimitedUnited Kingdom
Dessetec Desarrollo de Sistemas, S.A. de C.V.Mexico
Encore Capital Group UK LimitedUnited Kingdom
Encore Europe Holdings S.à r.l.Luxembourg
Encore Holdings Luxembourg S.à r.l.Luxembourg
Encoremex Holdings S. de R.L. de C.V.Mexico
MCM Midland Management Costa Rica, S.R.L.Costa Rica
Midland Credit Management India Private LimitedIndia
Midland Credit Management, Inc.Kansas
Midland Funding LLCDelaware
Midland India LLCMinnesota
Midland International LLCDelaware
Midland Portfolio Services LLCDelaware
Mortimer Clarke Solicitors LimitedUnited Kingdom
PPO RC Holdco LLC
Delaware
PPO RC SPV LLC
Delaware
Wescot Acquisitions LimitedUnited Kingdom
Wescot Credit Services LimitedUnited Kingdom
Wescot Topco LimitedUnited Kingdom
The names of certain subsidiaries are omitted pursuant to Item 601(b)(21)(ii) of Regulation S-K.

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