Bank7 Corp (BSVN) 8-K exhibit — ef20078094

Exhibit 99.1

FOR IMMEDIATE RELEASE: Bank7 Corp. Announces Q2 2026 Earnings

Oklahoma City, July 16, 2026 – Bank7 Corp. (NASDAQ: BSVN) ("the Company"), the parent company of Oklahoma City-based Bank7 (the "Bank"), today reported unaudited results for the quarter ended June 30, 2026. “We are pleased with our core banking results this quarter. Reported results include a non-recurring loss on the sale of energy assets, which followed the successful maximization of our loan loss recovery related to an energy loan previously charged off in 2023. The Company continues to benefit from strong capital, robust liquidity, a solid net interest margin, and excellent credit quality, which are all supported by our properly matched balance sheet and our location in the dynamic markets we serve,” said Thomas L. Travis, President and CEO of the Company.

For the three months ended June 30, 2026 compared to the three months ended June 30, 2025:

Net income of $8.35 million compared to $11.11 million, a decrease of 24.84%

Earnings per share of $0.87 compared to $1.16, a decrease of 25.00%

Total assets of $1.91 billion compared to $1.84 billion, an increase of 4.25%

Total loans of $1.60 billion compared to $1.50 billion, an increase of 6.68%

Pre-provision pre-tax earnings of $11.02 million compared to $14.71 million, a decrease of 25.10%

Total interest income of $30.93 million compared to $31.78 million, a decrease of 2.69%

Both the Bank’s and the Company’s capital levels continue to be significantly above the minimum levels required to be designated as “well-capitalized” for regulatory purposes. On June 30, 2026, the Bank’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.88%, 15.18%, and 16.36%, respectively. On June 30, 2026, on a consolidated basis, the Company’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.88%, 15.17%, and 16.35%, respectively. Designation as a well-capitalized institution under regulations does not constitute a recommendation or endorsement by bank regulators.

Non-GAAP Financial Measures:

This earnings release contains the non-GAAP financial measure pre-provision pre-tax earnings. The Company’s management uses this non-GAAP measure in their analysis of the Company’s performance. This measure adjusts GAAP performance to exclude from net income, income tax expense, provision for credit losses, and loss on sales and calls of available-for-sale debt securities.

	For the Three Months Ended
	June 30,		June 30,
	2026		2025
Calculation of Pre-Provision Pre-Tax Earnings	(Dollars in thousands)
Net Income	$	8,346	$	11,105
Income Tax Expense		2,669		3,602
Pre-tax net income		11,015		14,707
Add back: Provision for credit losses		-		-
Add back: (Gain)Loss on sales/calls of AFS debt securities		-		-
Pre-provision pre-tax earnings	$	11,015	$	14,707

Unaudited Condensed Consolidated Balance Sheets
(Dollar amounts in thousands, except par value)

Assets	June 30, 2026 (unaudited)			December 31, 2025
	(Dollars in thousands)
Cash and due from banks	$	220,585		$	244,635
Interest-bearing time deposits in other banks		1,494			10,457
Available-for-sale debt securities (amortized cost of $54,950 and $57,316 at June 30, 2026 and December 31, 2025, respectively)		51,622			54,019
Loans, net of allowance for credit losses of $19,512 and $19,407 at June 30, 2026 and December 31, 2025, respectively		1,577,838			1,587,024
Loans held for sale		5,156			2,078
Premises and equipment, net		25,897			21,884
Nonmarketable equity securities		1,183			1,165
Core deposit intangibles		690			752
Goodwill		11,208			11,208
Interest receivable and other assets		18,654			30,418

Total assets	$	1,914,327		$	1,963,640

Liabilities and Shareholders’ Equity

Deposits
Noninterest-bearing	$	329,240		$	341,416
Interest-bearing		1,308,563			1,359,417

Total deposits		1,637,803			1,700,833

Income taxes payable		839			594
Interest payable and other liabilities		9,379			11,218

Total liabilities		1,648,021			1,712,645

Shareholders’ equity
Common stock, $0.01 par value; 50,000,000 shares authorized; shares issued and outstanding: 9,519,335 and 9,462,656 at June 30, 2026 and December 31, 2025, respectively		95			95
Additional paid-in capital		103,865			103,739
Retained earnings		164,919			149,707
Accumulated other comprehensive loss		(2,573	)		(2,546	)

Total shareholders’ equity		266,306			250,995

Total liabilities and shareholders’ equity	$	1,914,327		$	1,963,640

Unaudited Condensed Consolidated Statements of Comprehensive Income
(Dollar amounts in thousands, except per share data)

	Three Months Ended				Six Months Ended
	June 30,				June 30,
	2026 (unaudited)		2025 (unaudited)		2026 (unaudited)			2025 (unaudited)
Interest Income	(Dollars in thousands)
Loans, including fees	$	28,980	$	28,965	$	60,592		$	56,293
Interest-bearing time deposits in other banks		38		145		150			246
Debt securities, taxable		249		278		499			561
Debt securities, tax-exempt		59		63		119			126
Other interest and dividend income		1,601		2,330		3,350			4,997

Total interest income		30,927		31,781		64,710			62,223

Interest Expense
Deposits		9,022		10,043		18,613			19,643

Total interest expense		9,022		10,043		18,613			19,643

Net Interest Income		21,905		21,738		46,097			42,580

Provision for Credit Losses		-		-		-			-

Net Interest Income After Provision for Credit Losses		21,905		21,738		46,097			42,580

Noninterest Income
Mortgage lending income		476		520		851			610
Service charges on deposit accounts		215		232		464			450
Other		311		1,949		1,653			3,396

Total noninterest income		1,002		2,701		2,968			4,456

Noninterest Expense
Salaries and employee benefits		6,196		5,721		12,527			11,000
Furniture and equipment		422		361		763			612
Occupancy		724		630		1,410			1,222
Data and item processing		546		590		1,089			1,100
Accounting, marketing and legal fees		437		158		1,022			263
Regulatory assessments		259		213		518			297
Advertising and public relations		98		223		270			417
Travel, lodging and entertainment		104		121		174			177
Other		3,106		1,715		4,456			3,528

Total noninterest expense		11,892		9,732		22,229			18,616

Income Before Taxes		11,015		14,707		26,836			28,420
Income tax expense		2,669		3,602		6,484			6,979
Net Income	$	8,346	$	11,105	$	20,352		$	21,441

Earnings per common share - basic	$	0.88	$	1.18	$	2.14		$	2.27
Earnings per common share - diluted		0.87		1.16		2.12			2.25
Weighted average common shares outstanding - basic		9,519,335		9,449,152		9,505,283			9,435,414
Weighted average common shares outstanding - diluted		9,604,143		9,545,128		9,600,421			9,548,583

Other Comprehensive Income (Loss)
Unrealized (losses) gains on securities, net of tax expense of $50 and $189 for the three months ended June 30, 2026 and 2025, respectively; net of tax (benefit) expense of ($5) and $419 for the six months ended June 30, 2026 and 2025, respectively	$	114	$	587	$	(27	)	$	1,229
Other comprehensive income (loss)	$	114	$	587	$	(27	)	$	1,229
Comprehensive Income	$	8,460	$	11,692	$	20,325		$	22,670

	Net Interest Margin
	For the Three Months Ended June 30,
	2026 (unaudited)							2025 (unaudited)
	Average Balance		Interest Income/ Expense		Average Yield/ Rate			Average Balance		Interest Income/ Expense		Average Yield/ Rate
	(Dollars in thousands)
Interest-Earning Assets:
Short-term investments	$	184,292	$	1,639		3.57	%	$	247,652	$	2,475		4.01	%
Debt securities, taxable-equivalent		42,166		249		2.37			47,285		278		2.36
Debt securities, tax exempt		10,975		59		2.16			12,502		63		2.02
Loans held for sale		1,998		-		-			1,987		-		-
Total loans(1)		1,588,481		28,980		7.32			1,448,924		28,965		8.02
Total interest-earning assets		1,827,912		30,927		6.79			1,758,350		31,781		7.25
Noninterest-earning assets		35,384							43,048
Total assets	$	1,863,296						$	1,801,398

Funding sources:
Interest-bearing liabilities:
Deposits:
Transaction accounts	$	1,003,124	$	6,721		2.69	%	$	1,006,484	$	7,676		3.06	%
Time deposits		262,081		2,301		3.52			236,108		2,367		4.02
Total interest-bearing deposits		1,265,205		9,022		2.86			1,242,592		10,043		3.24
Total interest-bearing liabilities	$	1,265,205		9,022		2.86		$	1,242,592		10,043		3.24

Noninterest-bearing liabilities:
Noninterest-bearing deposits	$	325,384						$	321,351
Other noninterest-bearing liabilities		9,157							10,471
Total noninterest-bearing liabilities		334,541							331,822
Shareholders' equity		263,550							226,984
Total liabilities and shareholders' equity	$	1,863,296						$	1,801,398

Net interest income			$	21,905						$	21,738
Net interest spread						3.93	%						4.01	%
Net interest margin						4.81	%						4.96	%

(1)	Nonaccrual loans are included in total loans

	Net Interest Margin
	For the Six Months Ended June, 30
	2026 (unaudited)							2025 (unaudited)
	Average Balance		Interest Income/ Expense		Average Yield/ Rate			Average Balance		Interest Income/ Expense		Average Yield/ Rate
	(Dollars in thousands)
Interest-Earning Assets:
Short-term investments	$	197,098	$	3,500		3.58	%	$	242,876	$	5,243		4.35	%
Debt securities, taxable-equivalent		42,861		499		2.35			47,957		561		2.36
Debt securities, tax exempt		11,013		119		2.18			12,508		126		2.03
Loans held for sale		1,991		-		-			1,287		-		-
Total loans(1)		1,592,320		60,592		7.67			1,423,776		56,293		7.97
Total interest-earning assets		1,845,283		64,710		7.07			1,728,404		62,223		7.26
Noninterest-earning assets		38,323							41,511
Total assets	$	1,883,606						$	1,769,915

Funding sources:
Interest-bearing liabilities:
Deposits:
Transaction accounts	$	1,030,802	$	13,944		2.73	%	$	981,833	$	14,794		3.04	%
Time deposits		263,338		4,669		3.58			236,216		4,849		4.14
Total interest-bearing deposits		1,294,140		18,613		2.90			1,218,049		19,643		3.25
Total interest-bearing liabilities	$	1,294,140	$	18,613		2.90		$	1,218,049	$	19,643		3.25

Noninterest-bearing liabilities:
Noninterest-bearing deposits	$	320,326						$	318,952
Other noninterest-bearing liabilities		9,335							10,228
Total noninterest-bearing liabilities		329,661							329,180
Shareholders' equity		259,805							222,686
Total liabilities and shareholders' equity	$	1,883,606						$	1,769,915

Net interest income			$	46,097						$	42,580
Net interest spread						4.17	%						4.01	%
Net interest margin						5.04	%						4.97	%

(1)	Nonaccrual loans are included in total loans

About Bank7 Corp.

We are Bank7 Corp., a bank holding company headquartered in Oklahoma City, Oklahoma. Through our wholly-owned subsidiary, Bank7, we operate twelve locations in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area and Kansas. We are focused on serving business owners and entrepreneurs by delivering fast, consistent and well-designed loan and deposit products to meet their financing needs. We intend to grow organically by selectively opening additional branches in our target markets as well as pursue strategic acquisitions.

Conference Call

Bank7 Corp. has scheduled a conference call to discuss its first quarter results, which will be broadcast live over the Internet, on Thursday, July 16, 2026 at 10:00 a.m. central standard time. To participate in the call, dial 1-888-348-6421, or access it live over the Internet at https://app.webinar.net/ZB5xN3Bnq1w. For those not able to participate in the live call, an archive of the webcast will be available at https://app.webinar.net/ZB5xN3Bnq1w shortly after the call for 1 year.

Cautionary Statements Regarding Forward-Looking Information

This communication contains a number of forward-looking statements. These forward-looking statements reflect Bank7 Corp.’s current views with respect to, among other things, future events and Bank7 Corp.’s financial performance. Any statements about Bank7 Corp.’s expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. These statements are often, but not always, made through the use of words or phrases such as “anticipate,” “believes,” “can,” “could,” “may,” “predicts,” “potential,” “should,” “will,” “estimate,” “plans,” “projects,” “continuing,” “ongoing,” “expects,” “intends” and similar words or phrases. Any or all of the forward-looking statements in (or conveyed orally regarding) this presentation may turn out to be inaccurate. The inclusion of or reference to forward-looking information in this presentation should not be regarded as a representation by Bank7 Corp. or any other person that the future plans, estimates or expectations contemplated by Bank7 Corp. will be achieved.

These forward-looking statements are subject to significant uncertainties because they are based upon: the amount and timing of future changes in interest rates, market behavior, and other economic conditions; future laws, regulations, and accounting principles; changes in regulatory standards and examination policies, and a variety of other matters. These other matters include, among other things, the impact the direct and indirect effect of economic conditions on interest rates, credit quality, loan demand, liquidity, and monetary and supervisory policies of banking regulators. Bank7 Corp. has based these forward-looking statements largely on its current expectations and projections about future events and financial trends that Bank7 Corp. believes may affect its financial condition, results of operations, business strategy and financial needs. Bank7 Corp.’s actual results could differ materially from those anticipated in such forward-looking statements as a result of risks, uncertainties and assumptions that are difficult to predict. If one or more events related to these or other risks or uncertainties materialize, or if Bank7 Corp.’s underlying assumptions prove to be incorrect, actual results may differ materially from what Bank7 Corp. anticipates. You are cautioned not to place undue reliance on forward-looking statements. Further, any forward-looking statement speaks only as of the date on which it is made and Bank7 Corp. undertakes no obligation to update or revise any forward-looking statement to reflect events or circumstances after the date on which the statement is made or to reflect the occurrence of unanticipated events, except as may be required by law. All forward-looking statements herein are qualified by these cautionary statements.

Contact:

Thomas Travis

President & CEO

(405) 810-8600

Bank7 Corp — 8-K exhibit