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BPOP · Quarterly Report (Form 10-Q) · Filed May 8, 2026

Popular Inc — 10-Q exhibit

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Popular Inc on Boardroom Alpha
EX-31.2
 
 
d873220dex312p1i0
1
CERTIFICATION
EXHIBIT 31.2
I, Jorge J. Garcia, certify that:
1. I have reviewed this report on Form 10-Q of Popular,
 
Inc.;
2. Based on my knowledge, this report does not contain any untrue statement
 
of a material fact or omit to state a material
fact necessary to make the statements made, in light of the circumstances under which
 
such statements were made, not
misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements, and other financial
 
information included in this report, fairly
present in all material respects the financial condition, results of operations and
 
cash flows of the registrant as of, and
for, the periods presented in this report;
4. The
 
registrant's other
 
certifying officer
 
and I are
 
responsible for
 
establishing and
 
maintaining disclosure
 
controls and
procedures (as defined
 
in Exchange Act Rules
 
13a-15(e) and 15d-15(e))
 
and internal control over
 
financial reporting (as
defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:
a)
Designed
 
such
 
disclosure
 
controls
 
and
 
procedures,
 
or
 
caused
 
such
 
disclosure
 
controls
 
and
 
procedures
 
to
 
be
designed
 
under
 
our
 
supervision,
 
to
 
ensure
 
that
 
material
 
information
 
relating
 
to
 
the
 
registrant,
 
including
 
its
consolidated subsidiaries,
 
is made known
 
to us by
 
others within those
 
entities, particularly
 
during the period
 
in
which this report is being prepared;
b)
Designed such
 
internal control over
 
financial reporting, or
 
caused such internal
 
control over financial
 
reporting
to
 
be
 
designed
 
under
 
our
 
supervision,
 
to
 
provide
 
reasonable
 
assurance
 
regarding
 
the
 
reliability
 
of
 
financial
reporting
 
and
 
the
 
preparation
 
of
 
financial
 
statements
 
for
 
external
 
purposes
 
in
 
accordance
 
with
 
generally
accepted accounting principles;
c)
Evaluated
 
the
 
effectiveness
 
of
 
the
 
registrant's
 
disclosure
 
controls
 
and
 
procedures
 
and
 
presented
 
in
 
this
 
report
our
 
conclusions
 
about
 
the effectiveness
 
of
 
the disclosure
 
controls
 
and procedures,
 
as of
 
the
 
end of
 
the period
covered by this report based on such evaluation; and
d)
Disclosed
 
in
 
this
 
report
 
any
 
change
 
in
 
the
 
registrant’s
 
internal
 
control
 
over
 
financial
 
reporting
 
that
 
occurred
during the
 
registrant’s
 
most recent
 
fiscal quarter
 
(the registrant’s
 
fourth fiscal
 
quarter in
 
the case
 
of an
 
annual
report) that
 
has materially
 
affected, or
 
is reasonably
 
likely to
 
materially affect,
 
the registrant’s
 
internal control
over financial reporting; and
5. The
 
registrant's other
 
certifying officer
 
and I
 
have disclosed,
 
based on
 
our most
 
recent evaluation
 
of internal
 
control
over
 
financial
 
reporting,
 
to
 
the
 
registrant's
 
auditors
 
and
 
the
 
audit
 
committee
 
of
 
the
 
registrant's
 
board
 
of
 
directors
 
(or
persons performing the equivalent functions):
a)
All significant deficiencies and
 
material weaknesses in the design
 
or operation of internal control
 
over financial
reporting which
 
are reasonably
 
likely to
 
adversely affect
 
the registrant’s
 
ability to
 
record, process,
 
summarize
and report financial information; and
b)
Any fraud,
 
whether or
 
not material,
 
that involves
 
management or
 
other employees
 
who have
 
a significant
 
role
in the registrant's internal controls over financial reporting.
Date:
 
May 8, 2026
By: /s/ Jorge J. García
Jorge J. García
Chief Financial Officer
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