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BPOP · Quarterly Report (Form 10-Q) · Filed May 8, 2026

Popular Inc — 10-Q exhibit

d121739dex311.htm
Popular Inc on Boardroom Alpha
EX-31.1
 
 
d873220dex311p1i0
1
CERTIFICATION
EXHIBIT 31.1
I, Javier D. Ferrer, certify that:
1. I have reviewed this report on Form 10-Q of Popular,
 
Inc.;
2. Based on my knowledge, this report does not contain any untrue statement
 
of a material fact or omit to state a
material fact necessary to make the statements made, in light of the circumstances under
 
which such statements were
made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements, and other financial
 
information included in this report, fairly
present in all material respects the financial condition, results of operations and
 
cash flows of the registrant as of,
and for, the periods presented in this report;
4. The
 
registrant's other
 
certifying officer
 
and I
 
are responsible
 
for establishing
 
and maintaining
 
disclosure controls
and
 
procedures
 
(as
 
defined
 
in
 
Exchange
 
Act
 
Rules
 
13a-15(e)
 
and
 
15d-15(e))
 
and
 
internal
 
control
 
over
 
financial
reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the
 
registrant and have:
a)
Designed such
 
disclosure controls
 
and procedures,
 
or caused such
 
disclosure controls
 
and procedures
 
to be
designed under
 
our supervision,
 
to ensure
 
that material
 
information
 
relating to
 
the registrant,
 
including its
consolidated
 
subsidiaries,
 
is
 
made
 
known
 
to
 
us
 
by
 
others
 
within
 
those
 
entities,
 
particularly
 
during
 
the
period in which this report is being prepared;
b)
Designed
 
such
 
internal
 
control
 
over
 
financial
 
reporting,
 
or
 
caused
 
such
 
internal
 
control
 
over
 
financial
reporting to
 
be designed under
 
our supervision,
 
to provide reasonable
 
assurance regarding
 
the reliability
 
of
financial
 
reporting
 
and
 
the
 
preparation
 
of
 
financial
 
statements
 
for
 
external
 
purposes
 
in
 
accordance
 
with
generally accepted accounting principles;
c)
Evaluated
 
the
 
effectiveness
 
of
 
the
 
registrant's
 
disclosure
 
controls
 
and
 
procedures
 
and
 
presented
 
in
 
this
report our conclusions about the effectiveness of
 
the disclosure controls and procedures, as of the end of the
period covered by this report based on such evaluation; and
d)
Disclosed in this report
 
any change in the
 
registrant’s
 
internal control over financial
 
reporting that occurred
during
 
the
 
registrant’s
 
most
 
recent
 
fiscal
 
quarter
 
(the
 
registrant’s
 
fourth
 
fiscal
 
quarter
 
in
 
the
 
case
 
of
 
an
annual
 
report)
 
that
 
has
 
materially
 
affected,
 
or
 
is
 
reasonably
 
likely
 
to
 
materially
 
affect,
 
the
 
registrant’s
internal control over financial reporting; and
5.
 
The
 
registrant's
 
other
 
certifying
 
officer
 
and
 
I
 
have
 
disclosed,
 
based
 
on
 
our
 
most
 
recent
 
evaluation
 
of
 
internal
control
 
over
 
financial
 
reporting,
 
to
 
the
 
registrant's
 
auditors
 
and
 
the
 
audit
 
committee
 
of
 
the
 
registrant's
 
board
 
of
directors (or persons performing the equivalent functions):
a)
All
 
significant
 
deficiencies
 
and
 
material
 
weaknesses
 
in
 
the
 
design
 
or
 
operation
 
of
 
internal
 
control
 
over
financial reporting which
 
are reasonably likely to
 
adversely affect the
 
registrant’s
 
ability to record, process,
summarize and report financial information; and
b)
Any fraud,
 
whether or
 
not material,
 
that involves
 
management or
 
other employees
 
who have
 
a significant
role in the registrant's internal controls over financial reporting.
Date:
 
May 8, 2026
By: /s/ Javier D. Ferrer
Javier D. Ferrer
President and Chief
Executive Officer
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