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8-K primary document
AXP · Current Report (Form 8-K) · Filed May 15, 2026

American Express Co — 8-K exhibit

axpcreditstatsmay2026ex991.htm
American Express Co on Boardroom Alpha
Document

Exhibit 99.1
(Billions, except percentages)
Apr
30
2026		Mar
31
2026		Feb
28
2026		Jan
31
2026		Dec
31
2025		Nov
30
2025		Oct
31
2025		Sep
30
2025		Aug
31
2025		Jul
31
2025		Jun
30
2025		May
31
2025		Apr
30
2025		Mar
31
2025		Feb
28
2025		Jan
31
2025		Dec
31
2024		Nov
30
2024		Oct
31
2024		Sep
30
2024		Aug
31
2024		Jul
31
2024		Jun
30
2024		May
31
2024
U.S. Consumer Card balances:
Total Card balances
$111.4 $110.8 $107.4 $110.1 $114.4 $111.1 $108.2 $107.0 $107.4 $106.8 $105.8 $105.2 $104.0 $102.9 $100.4 $102.6 $107.0 $102.6 $101.4 $99.9 $100.3 $99.4 $98.8 $98.1 
30 days past due as a % of total
1.2 %1.3 %1.3 %1.3 %1.3 %1.3 %1.3 %1.3 %1.3 %1.3 %1.2 %1.2 %1.3 %1.3 %1.3 %1.3 %1.3 %1.3 %1.3 %1.3 %1.2 %1.2 %1.2 %1.2 %
Average Card balances
$111.1 $109.1 $108.7 $112.2 $112.7 $109.7 $107.6 $107.2 $107.1 $106.3 $105.5 $104.6 $103.5 $101.6 $101.5 $104.8 $104.8 $102.0 $100.7 $100.1 $99.9 $99.1 $98.4 $97.2 
Net write-off rate – principal only (a)
2.1 %2.0 %1.9 %1.8 %2.2 %2.0 %2.1 %1.7 %1.9 %1.8 %1.9 %2.0 %1.8 %2.2 %2.3 %2.1 %1.9 %1.8 %2.1 %1.8 %2.0 %2.0 %2.1 %2.2 %
U.S. Small Business Card balances:
Total Card balances
$45.8 $45.2 $43.9 $44.3 $43.8 $44.7 $44.8 $43.8 $44.3 $43.6 $43.1 $45.6 $44.8 $44.5 $42.7 $42.9 $42.7 $44.4 $44.5 $43.3 $44.2 $42.6 $43.0 $42.3 
30 days past due as a % of total
1.5 %1.6 %1.6 %1.6 %1.5 %1.5 %1.5 %1.5 %1.4 %1.5 %1.5 %1.4 %1.5 %1.5 %1.6 %1.5 %1.5 %1.4 %1.4 %1.4 %1.3 %1.4 %1.3 %1.3 %
Average Card balances
$45.5 $44.6 $44.1 $44.0 $44.2 $44.8 $44.3 $44.1 $44.0 $43.3 $44.3 $45.2 $44.6 $43.6 $42.8 $42.8 $43.5 $44.4 $43.9 $43.8 $43.4 $42.8 $42.7 $42.0 
Net write-off rate – principal only (a)
2.4 %2.6 %2.5 %2.4 %2.3 %2.3 %2.4 %2.2 %2.3 %2.4 %2.5 %2.2 %2.3 %2.4 %2.4 %2.3 %2.3 %2.0 %2.0 %1.9 %2.2 %2.2 %2.2 %2.3 %
Total Card balances held for investment – U.S. Consumer and U.S. Small Business
$157.2 $156.0 $151.3 $154.4 $158.2 $155.8 $153.0 $150.8 $151.7 $150.4 $148.9 $150.8 $148.8 $147.4 $143.1 $145.5 $149.7 $147.0 $145.9 $143.2 $144.5 $142.0 $141.8 $140.4 
(a)Net write-off rate based on principal only (i.e., excluding interest and/or fees).
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